Voluntary Benefits

What if I'm hurt in an accident?

Optional cash paid to you after a covered accident, in addition to your medical coverage.

Accident Insurance Basics

Supplemental coverage for covered accidents.
Benefits are paid directly to you.
Helps with eligible treatment and recovery expenses.
See the benefit schedule for payment amounts and limits.

Watch the video

Benefit Basics: Accident Insurance (English)

Accident insurance · Voya

Pays you for covered injuries. Spend it on anything: deductibles, childcare, groceries.

Who to call

Voya · Accidental injury, critical illness and hospital indemnity

(877) 236-7564

claimscenter.voya.com

Voya · (877) 236-7564 · claims: claimscenter.voya.com

At a glance

Coverage

Supplemental limited-benefit insurance

Enrollment

Guaranteed issue

Payment

Paid directly to you for a covered accident

What it does

Pays benefits for specified injuries and events resulting from a covered accident on or after the effective date. You choose how to spend the benefit.

Examples from the accident benefit schedule

Emergency room treatment

$225

X-ray

$75

Physical or occupational therapy

$45 per treatment, up to six per accident

Hospital admission

$1,250

Hospital confinement

$275 per day, up to 365 days

Review or ask about a claim

1
Review the covered-event definitions and effective date in the policy.
2
Contact Voya for accidental injury, critical illness and hospital indemnity: 877-236-7564.

Before you decide

This is a limited benefit policy, not health insurance. It does not satisfy the Affordable Care Act minimum-essential-coverage requirement.

Next step

Review covered events, effective dates and cost before purchasing.

Documents

Accident Insurance

Accident FlyerPDF: the document stays in its original language.
Travel Assistance card- Combined with Accident and Injury insurancePDF: the document stays in its original language.

Voya Claims

How to file a claim with VoyaPDF: the document stays in its original language.