Hormel FoodsBenefits · 2027 Home
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Life and Disability

What if I pass away or am hurt in an accident?

Coverage for qualifying severe injury, dismemberment or accidental death.

AD&D Insurance Basics

  1. Guaranteed AD&D coverage at no cost to you.
  2. Payouts equal to your annual salary up to a $50,000 max.
  3. Additional voluntary coverage is available.

What is free, and what can I buy?

Free, from Hormel Foods Basic coverage

You can buy Optional coverage

You

Up to$50,000accidental death and dismemberment

One times your annual salary.

Up to$500,000

1–10× salary.

Basic AD&D coverage

What accident coverage do I get?

At a glance

Coverage

1× salary

Maximum

$50,000

Who pays

Hormel Foods

What is covered

Basic AD&D pays a benefit for qualifying severe injury, dismemberment or accidental death. Coverage is one times salary, capped at $50,000.

Cost

Basic AD&D is company-paid, with no employee cost.

Next step

Check your benefit features for covered events and payment terms.

Optional AD&D coverage

Can I buy more accident coverage?

Coverage for qualifying severe injury, dismemberment or accidental death.

At a glance

Coverage

1–10× salary

Maximum

$500,000

Who pays

You

What is covered

AD&D pays a benefit for qualifying severe injury, dismemberment or accidental death. Optional coverage is elected at 1–10 times annual salary, limited to $500,000 or 10 times annual salary, whichever is less. No Statement of Health is ever required for Optional AD&D.

Who to call

Questions? Horizon Solution Center · (866) 449-7712

Documents

Life Insurance

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This sends a report to the website team. For personal benefits questions, contact the HR Solution Center.

Call the HR Solution Center: (866) 449-7712

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